How Orthodontic Insurance Works for Braces and Invisalign
One of the most common questions patients ask when braces are the recommended course of action is, “Will my dental insurance cover it?”
This is a valid question, but unfortunately, there is no one-size-fits-all answer. Every insurance policy is different, so we recommend you speak with your insurance provider to know exactly what’s covered under your policy and what’s not. In the meantime, however, we can tell you this…
Braces Insurance and Insurance for Invisalign is Different than General Dental Insurance
Orthodontic insurance (braces insurance and insurance for Invisalign) is a lifetime coverage while your dental insurance renews year after year for as long as the policy is active. This means that you can only use orthodontic insurance once in your lifetime for braces or similar treatment, but your general dental policy can be used year after year for things like fillings, cleanings, and the like.
The Cost of Orthodontic Treatment with Insurance
The cost of braces and Invisalign varies from orthodontist to orthodontist, but one thing’s for sure: you will likely pay a portion of the cost out of your own pocket. Orthodontic insurance isn’t meant to cover the entire cost of your treatment, so you’ll need to work with your doctor to pay what your braces insurance doesn’t cover.
Some orthodontists accept payments over time while others take credit cards or state-funded coverage as payment for orthodontic services. Ultimately, though, any residual balance left after your orthodontic insurance has paid its portion is your responsibility.
If you’ve recently seen your orthodontist and he has recommended braces as the solution to your dental problems, get on the phone with your insurance provider to find out what your braces insurance or insurance for Invisalign coverage entails. Even if your orthodontist says he will check on your coverage for you, be sure to follow up yourself to make sure you aren’t stuck with any surprise charges during or after your treatment.
To know more about Braces insurance and Insurance for Invisalign please stay with our website.
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